A Loyalty Programme Built Around You.
Thrive is our loyalty programme designed to encourage better financial habits - and reward you for them.
As you complete qualifying activities that are aimed to help you grow as an investor, your Thrive level increases.
The higher your level, the better your rewards.
That can mean lower costs, added benefits, and more value across your Easy accounts.
What Is Your Thrive Rewards Account?
Your Thrive Rewards account is where your rewards live.
It sits alongside your other Easy accounts and it’s where everything you earn through Thrive is paid out as EasyMoney, our loyalty currency.
Paid in EasyMoney
Powered by Thrive
Getting Rewarded Is Easy
The better your habits, the more you get back.
Invest
Protect
Borrow Responsibly
Refer friends
1
Show Up
Use eligible Easy products and build strong financial habits.
2
Level Up
Your Thrive level increases as you complete monthly activities.
3
Unlock More
Higher levels mean better rewards.
4
Get Paid Back
Your rewards land in your Thrive Rewards account as EasyMoney.
1
Show Up
Use eligible Easy products and build strong financial habits.
2
Level Up
Your Thrive level increases as you complete monthly activities.
3
Unlock More
Higher levels mean better rewards.
4
Get Paid Back
Your rewards land in your Thrive Rewards account as EasyMoney.
Bonus Rewards, Any Time
These bonuses are not linked to your Thrive level - earn them at any time.
EasyMortgages
Up to R5000
Receive up to R5,000 in rewards once your home loan is registered.
Paid as EasyMoney into your Thrive Rewards account.
Refer & Earn
EM500
Get EM500 (R50) for every successful referral — and help more people take control of their financial future.
EM500 = R50 in real value at the 10:1 EasyMoney rate.
Transfer & Earn
From 1%
Get 1% back when you transfer a portfolio or retirement annuity (RA) across - plus up to another 1%, depending on your Thrive Level.
Any additional percentage earned through Thrive Rewards is paid as EasyMoney into your Thrive Rewards Account.
Meet EasyMoney
All rewards are paid in EasyMoney, the loyalty currency in your Thrive Rewards account.
EM10
EasyMoney (EM)
=
R1
South African Rand
So EM500 = R50 in real value
Simple
Transparent
Easy to Track
Use it Your Way
Once your EasyMoney lands, it's yours to use across your Easy accounts.
Invest it however you like
Offset your EasyCredit loan
Buy live pricing snapshots
And many more ways to spend
Flexible. Practical. Built around how you invest.
About The Thrive Fee
Each month, you'll be charged a R25 Thrive fee if you are below Thrive Level 3.
The good news? Many in our community easily move above Level 3.
Reaching Level 3 means you:
Pay no monthly Thrive fee
Reflect strong financial habits
Unlock better rewards across all products
Get closer to your wealth-building goals
10
3
Levels 3 to 10
R0
per month
+ rewards that stack as you level up between
2
0
Levels 0 to 2
R25
per month
Achieve Level 3 or above and this fee is waived entirely.
Frequently Asked Questions
What is a Thrive Rewards account?
Your Thrive Rewards account is where you earn and hold EasyMoney for using eligible EasyGroup products.
How do I earn EasyMoney?
You earn EasyMoney as rebates when you use qualifying products like EasyCredit, EasyProtect, EasyETFs, Thrive Stocks, and referrals. Most rewards increase with your Thrive level.
How is my rebate calculated?
Your rebate is calculated as a percentage of what you paid (interest, premiums, or brokerage plus VAT), based on product rules and your Thrive level.
How can I use my EasyMoney?
You can transfer EasyMoney across your Easy accounts and use it via EasyFX at a rate of 10:1 (EM to Rand), then spend it on eligible actions.
Are there any restrictions?
EasyMoney earned as rebates is locked in for 3 years, but can still be used within the platform across available options.
Important Documents
Ready to Start Thriving?
Build better investment habits. Get real value back.
create your account today
Get Started
