Retirement Annuities

Invest in the future you, now!

Thinking about getting older and how you’re going to maintain your lifestyle can seem like a lot to digest. So we’ve created retirement solutions that are anything but vanilla. Easily invest with as much as you can afford right now in an RA that rocks returns, so that you are ready to rock retirement.

Why RA’s Float our Boat

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Ours are easy to access and manage as part of your portfolio, are super cheap and require no minimum investment. Yes please!

There’s less for the tax man and more for you. All returns and income are tax free within the RA. 

They help keep your hands out of the cookie jar. Because your funds are ring-fenced for a fixed term, you can’t tap into them beforehand.

Browse Retirement Annuities

Who Should Invest in an Easy RA?

Technically anyone can invest in an RA. Having said that they are considered a really good investmet choice if you:

  • Are interested in maximising on tax benefits to increase your investment potential
  • Are employed at an organisation that doesn’t currently offer you a pension or provident fund
  • Want to add a little boost to your current savings for retirement
  • Are self-employed
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Who is Managing my RA?

You might have already met Emperor Asset Management; the creator of a range of bundles on EasyEquities. If you haven’t yet, here’s a little bit about them from our VP of Partnerships, Greg Strachan, to get you aquainted.

The Upside of the EasyEquities RA

  • Tax free retirement savings
  • Flexibility and easy online accessibility
  • Investment variety
  • Unique investment approach
  • Superior long term growth
  • Transparent and cheap

How much will it cost me? 

Easy Equities RA Administration 0,30%
EAM Fund Management* 0,60%
Total Annual Fees (Incl. transaction costs, TER & fund expenses)** 0,90%
* EAM (Emperor Asset Management) Fund Management fee is a targeted fee over a 3-year annualised period which includes Management Fees levied by EAM, Underlying ETF Total Expense Ratios (TER) as well as transactional costs.
** Excludes recurring investment fee of 0.1% of all recurring investments and any advice fees where applicable.

Retirement Annuities in our Blogs

Multi Asset - Low Equity Fund
Multi Asset - Medium Equity Fund
Multi Asset - Balanced Fund (High Equity)
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Balanced Retirement Annuity
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Balanced Retirement Annuity
Invest Now

How do I transfer my RA?

There are a few simple steps to follow to transfer your RA from your current provider to EasyEquities. It is important to note that you cannot transfer your Living Annuity to EasyEquities, only your RA. The RA transfer to EasyEquities can only be a cash transfer (not a unit transfer), which means you cannot transfer your existing investments (units) within your RA. You would need to liquidate your investments (units) in the RA and then transfer the cash. Your current provider may levy fees for the transfer so please check with them first.

The transfer process can take quite a few weeks to complete, depending on your current provider. As soon as we receive instruction from your current provider we will notify you accordingly.

Transfer Steps

  1. You first need to activate your EasyEquities RA and accept the T&Cs.
  2. Complete the Termination and Transfer document provided by EasyEquities (download document here) and send to your current RA Provider and CC
  3. Contact your current RA provider and request their appropriate email address for RA Transfers.
  4. If your current provider accepts the letter then the transfer will initiate, otherwise the current provider will reply to the mail with a form that will need to be filled out.
  5. In completing this form, you will be required to enter the below information

    Transferee fund name: EasyEquities Retirement Annuity Fund
    Transferee fund registration number: 12/8/38189
    Transferee fund rule number: 19
    Name of insurer/administrator: D&D The Cycle
    Contact person: Daniel Clifford
    Tel: 0118672665

  6. Email the completed form to your current RA provider and cc EasyEquities on
  7. If you haven’t already, you will need to activate your RA account on EasyEquities by selecting the RA account and then accepting the terms and conditions.
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Quick links you might want to check out

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Which one is for me?

Use our award winning risk profiling tool to help pick which RA will best suit your specific goals and risk appetite.

Calculate My Risk Number

Retirement Annuities in our Blogs